Disability income insurance

The GCSAA Disability Income Plan can help provide an alternative source of income should you become disabled.


Members who meet the following criteria may receive up to $3,000 a month if they become disabled:

  • under age 65
  • employed in full-time work
  • have a gross income of at least $20,000 for the past 12 months

The plan provides for a choice of monthly benefit options, waiting period and benefit period according to an individual's needs.


  • Plan features of the program include:
  • Waiver of premium
  • Benefits for recurring disability
  • Residual benefit
  • Rehabilitation benefit
  • Organ transplant benefit
  • Survivor benefit