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Thoughts on changing the 30 hour to 40 hour - ACA

5 posts
  1. Melvin Waldron
    Melvin Waldron avatar
    43 posts
    1/9/2015 9:01 AM
    Just wondering what everyone's thoughts might be on this new rule being proposed by the Republicans.

    Is it just something to give their rabid base something to latch onto? (although reading comments on my congressman's Facebook page, they aren't for it either because they want full repeal).

    I see it just helping big businesses, (who usually provide some sort of health care in most cases anyway), it isn't really helping the people themselves or small businesses.

    I'm hoping for some enlightened discussion on this to educate myself on the issue more. I sure can't get that from reading comments on Facebook.

    I did hear this morning on the drive in on talk radio that a caller saying it should all be repealed, but I thought he mentioned after the radio host commented, that the repeal would take place after something new is put into place to protect those that really benefit from it, similar to what the radio host had said. She commented on not doing a full repeal as it would hurt those innocent that really benefit from the ACA.

    Thanks!

    Mel

    Melvin H. Waldron III, CGCS, Horton Smith Golf Course, City of Springfield/Greene County MO

  2. Joe Wachter
    Joe Wachter avatar
    5 posts
    1/9/2015 2:01 PM
    Prez will veto. Will not get the votes to override. Its posturing setting up for 2016. We Republicans like to sit on our mtn and fake it for the constituency. Too bad our side is about as crazy as the other side! Throw all the bastards out!



  3. Sean Hoolehan
    Sean Hoolehan avatar
    0 posts
    1/12/2015 5:01 PM
    Mel,

    I think they need to recognize seasonal work rather than just "Variable Hour Work". This make us limit summer hires to under 30 hours a week. This category of employee includes teachers, students, seniors, and all sorts of people who we find looking for seasonal work who are not looking for healthcare insurance.



  4. Melvin Waldron
    Melvin Waldron avatar
    43 posts
    1/13/2015 9:01 AM
    Sean Hoolehan, CGCS said: Mel,

    I think they need to recognize seasonal work rather than just "Variable Hour Work". This make us limit summer hires to under 30 hours a week. This category of employee includes teachers, students, seniors, and all sorts of people who we find looking for seasonal work who are not looking for healthcare insurance.


    I agree there could be more flexibility in the definitions, but I'm sure they avoid it as some employer will take advantage of the employees.

    Isn't there something in the rules that employers have to offer, but the employee doesn't have to take health care from the employer? Is there still a cost to the employer for those plans if the employee doesn't take it? I think the thought was, the employer pays a portion and the employee pays a portion, but if the employee could stay on their spouses plan, has other options like Medicare or Tricare, or find cheaper insurance on the exchange then the employer is off the hook, so could that address those people looking for seasonal or part time work?

    The city here has finalized their rules, if someone works year around or outside of April-Sept. (March - August for the airport), they must stay under 28 hours per week. They even want us to schedule them for 25 just to be safe. These people would be classified as part-time. We can hire seasonal workers from April 1st to September 30th and work them however many hours we need them, so they can work 40+ hours per week if that is what we need.

    On the golf course that should work pretty well for us, October depending on the weather can be a little rough. The areas so far that I've heard that it is affecting is ball fields as they start hosting tournaments in March and also October. I think the SPARC programs (parks in schools that provide activities that doubles as before and after school child care might be suffering a little too, but they hopefully can find college students (which we have plenty) that are looking at those flexible hours.

    Mel

    Melvin H. Waldron III, CGCS, Horton Smith Golf Course, City of Springfield/Greene County MO

  5. Sean Hoolehan
    Sean Hoolehan avatar
    0 posts
    1/13/2015 11:01 AM
    Melvin Waldron, CGCS said:
    Sean Hoolehan, CGCS said: Mel,

    I think they need to recognize seasonal work rather than just "Variable Hour Work". This make us limit summer hires to under 30 hours a week. This category of employee includes teachers, students, seniors, and all sorts of people who we find looking for seasonal work who are not looking for healthcare insurance.


    I agree there could be more flexibility in the definitions, but I'm sure they avoid it as some employer will take advantage of the employees.

    Isn't there something in the rules that employers have to offer, but the employee doesn't have to take health care from the employer? Is there still a cost to the employer for those plans if the employee doesn't take it? I think the thought was, the employer pays a portion and the employee pays a portion, but if the employee could stay on their spouses plan, has other options like Medicare or Tricare, or find cheaper insurance on the exchange then the employer is off the hook, so could that address those people looking for seasonal or part time work? Thats a lot of "If's! The employer can not work that out before hand and the only time a employer will get in any trouble for not providing insurance is if the employee gets insurance on the Exchange and receives a subsidy, or the employees works the qualifying hours but is not offered the insurance.

    The city here has finalized their rules, if someone works year around or outside of April-Sept. (March - August for the airport), they must stay under 28 hours per week. They even want us to schedule them for 25 just to be safe. These people would be classified as part-time. We can hire seasonal workers from April 1st to September 30th and work them however many hours we need them, so they can work 40+ hours per week if that is what we need. This is a good example of how confusing this requirement is. If it were as simple as your employer interprets why call them "Variable Hour Employees. There is nothing variable hour about employees working 40 hours a week for 6 months straight. Thats Seasonal! My employer has got different advice and we have a 3 month test period to reduce our liability.

    On the golf course that should work pretty well for us, October depending on the weather can be a little rough. The areas so far that I've heard that it is affecting is ball fields as they start hosting tournaments in March and also October. I think the SPARC programs (parks in schools that provide activities that doubles as before and after school child care might be suffering a little too, but they hopefully can find college students (which we have plenty) that are looking at those flexible hours. Most golf courses are probably under the threshold for the employer mandate

    The ACA has other bigger problems looming. The Cadillac tax based on premiums is forcing employers to pass more costs on to employers and this can not happen by passing on the % of the premium the employer pays since the premium is the only factor that determines the tax. So they must pass on costs to employees through higher co-pays and deductibles, narrowing the networks, reducing benefits, and decreasing dependent coverage. Unfortunately this really hurts people with Chronic Health Problems. The whole premise of the ACA was that healthcare costs (for employers) were rising too fast. Its funny that it was billed as helping the most needy when in fact it was private institutions and corporations who were most concerned about their bottom lines. Don't expect big business to champion overturning the ACA they would rather see the government take it over. The government already controls healthcare in the USA through their setting of Medicare/Medicaid rates. At this point it may be better to move to single payer like Medicare/Medicaid and then let people buy supplemental coverage to suite their needs, just like we see with Medicare.




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